Three numbers. Twenty seconds. See what delayed action costs your business
Cost per week (waiting)
$0
Admin time plus opportunity cost
Cost per month
$0
What inaction costs you monthly
Annual opportunity cost
$0
Lost earnings if capital was deployed (10% annual return)
Recovery probability after 90 days
70%
Likelihood of collecting full amount drops sharply
Every week you delay costs you $0. That's $0 per day.
Methodology
- Admin cost: Hourly rate × hours spent chasing payments weekly
- Opportunity cost: Outstanding amount × 10% annual return ÷ 52 weeks
- Recovery probability: Industry standard bad debt rates by aging period (30-60 days: 95%, 60-90 days: 85%, 90-120 days: 70%, 120+ days: 50%)
Calculations based on Australian SME cost of capital and standard accounting aging methodology for bad debt estimation. Assumes 10% annual opportunity cost for deployed capital. Admin time assumes pursuit, follow-up, documentation, and reconciliation activities. Recovery rates reflect industry-standard collection probability by aging bucket.